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Recent Questions

Modification woes with Wells Fargo...........
by dbranco1582

after several attempts to modify,, and denied all 3 times, we tried HUD RI housing, on advice of 2nd Mod Specialist. Started on April 20th, 2015 (All thought this has been ALL going on since Dec. 2013) w/ RI Housing..fit all of the criteria for HAMP to lower mtg. from 1502...

1 answers
Jul 5th 2015
septic tank
by smitjose592

is a septic tank inspection required in North Carolina for a VA loan?

5 answers
Jun 24th 2015
Time of ownership is not a factor. It is about when you got the mortgage...
by fred926
This question has not yet been answered.
Jun 23rd 2015
How long do you have to be a home owner before you can use the HARP prog...
by kcouncil121811

How long do you have to be a home owner before you can use the HARP program?? Is there a certain amount of time after the house is purchased before you can refinance??

This question has not yet been answered.
Jun 23rd 2015
Down payment asst in fla.
by jfrancis51248
1 answers
Jun 18th 2015
Done payment assistance available in brevard county florida
by jfrancis51248

I would like help with a condo cost $70,000 that is what they are asking for with inspection cost also

This question has not yet been answered.
Jun 18th 2015
Down Payment Assistance
by Lauraliz01319

Can my daughter receive down payment assistance I through a program if my husband and I are going to gift her a substantial sum of money for the down payment as well?

2 answers
Jun 17th 2015
took out va loan over 2 years ago, wells fargo took the loan
by buddin1989871

my rate is 3.5% , can I refinance thru va? Home value is 150,000 payoff is 132,000

2 answers
Jun 14th 2015
Time period for selling my home
by peg4uf407

Is there a time period before I can sell my home after the HARP loan?

2 answers
Jun 4th 2015
Is my bank miscalculating my ARM rate?
by ddevine3388

My loan is a 5/1 hybrid that has reset to floating rate (1 yr CMT + 275). The mortgage note lists a floor rate for the 1st reset date but none going forward. My bank says that the hud statement shows the floor schedule and that takes precedent. Is that right? should the floor...

2 answers
Jun 3rd 2015
Mortgage Fraud, breech of contract
by jcberg13700

I read the article about it being a crime to falsify the FHA or loan application, but if you do it one at a time over a period of time, no one will care?What about the person who was supposed to be "buying it" under a contract and now he is trying to sell it. He never lived her...

2 answers
Jun 3rd 2015
will you give a canadian a morgage here in ohio
by shellbell1478256

hello, I am a Canadian and I work for general motors and I and have for a very long time ,I am working on becoming a u.s citizen here in ohio. Is there any way I can get a loan to buy a house here in ohio

2 answers
Jun 2nd 2015
Is there a lender that will do a Harp loan with 12 months PITI in assets?
by Annasails31

No employment only have assets... Read Harp will do this loan with no lates and have 12 months of assets... Need to found a lender though that will allow this.

2 answers
May 26th 2015
Is signing for a streamline refinance loan at my home legit?
by idnino1120738

I have been working on getting a streamline refinance loan through my current mortgage company. I finally got approved but they have offered for the signing to take place in my home. Is this legit? I checked with the BBB and the lender has an A+ rating. Is this common...

2 answers
May 21st 2015
I don't want to sell but being forced to
by mbarnettky44411

I signed a contract a couple days ago to sell but changed my mind now the buyer is bullying me and is threatening to sue I want to keep my home it's all I have just looking for help on that thanks

4 answers
May 15th 2015
can i get an fha loan on a modular home to be placed on property that I ...
by darkpreston966

I have a 10 acre piece of land with a 1000 sq ft house on it. I moved out of it and bought another house because i needed more space for my growing family. My family is now outgrowing our second house. I have been renting the 10 acre house and want to know if I can get an FHA refi or...

1 answers
May 13th 2015
by tonybikowski861

Can I have a first trust heloc, and then a second trust heloc as well.

This question has not yet been answered.
May 5th 2015
can you use the security deposit monies to pay out the earnest monies or...
by phoenixwholesale1158

I know you have to have an account for security deposits that have been paid to you by the tenants before you can sell a property. My question is if the owner will carry you and you don't plan on selling the property any time soon, can you pay him the earnest monies from the...

2 answers
May 4th 2015
Wells Fargo mortgage modifiation
by dbranco1582

My daughter's husband left her in Nov. 2013..She fell behind in mtg. pymts. Tried to re-modify 2x, was denied both, with very vague reason. "Does not qualify for any programs".We the went to local HUD counselor who said "denial letter doesn't even show that they tried any...

2 answers
Apr 30th 2015
Legality of delayed GFE
by g.spalek561

I was dealing with Ditech on two refi loans. They gave me a good rate and credits of $2k back. Did appraisals and they came at $729k which above my stated value. My LTV was below 60%. Instead of my declared value of $720K, they put an inflated value of $950k on the application....

6 answers
Apr 21st 2015
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