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Recent Questions

by summer.1753544

I paid cash for my townhome. All I have is HELOC coming due in 6 months. I don't have the money to pay it. what are my options. I would like to extend the current contract interest only or possibly convert it

1 answers
Jan 4th 2015
would it make sense to refinance my va loan to a conventional loan so th...
by manu0766536

Or would it make more sense to keep the va loan as is, and try to purchase a rental home?

3 answers
Dec 31st 2014
Refinace from fha loan to convetinal loan to avoid PMI?
by ronniec0016843

We bought our home in December 2013 with a fha loan, we did not have 20 percent down to do conventional so we have to pay PMI every month which totals about 250 extra a month does goes on our mortgage we paid 245,000 for this home and now we could probably sell for 299,000...

6 answers
Dec 29th 2014
Insurance Law Sec. 6409 Subsec. C. Should I waive the rider for "futur...
by jecanne487

We are closing on a house in Upstate N.Y. long distance. We are in OK and the transaction is taking place via email, FAX, and FedEx. The home is next door to one we already own and are aware of certain oddities about the parcel. The potential issues that make this rider seem...

1 answers
Dec 29th 2014
My friend signed a contract to buy a new and big house in Maryland. ..
by banghua.yan880

Dear Sir, My friend signed a contract to buy a new and big house in Maryland. Due to some reason, it is difficult for them to get loan. If their application for the loan is not approved, can my friend go out of the contract without any losses since they worry about their...

2 answers
Dec 29th 2014
what should my strategy be to get a loan modification?
by sltydgtb744

I refinanced in 2005 from TCF bank $133,000 on a small house built in 1850. I'm retired and live on a small pension, and Soc Security. I pay $665/mo. at 6.4 %. I still owe $91,000. I just had the property assessed...It's only worth $37,000. Should I ask for a lower interest rate and...

5 answers
Dec 27th 2014
Depending on your current situation. Give us a call to discuss the diffe...
by trglassman211
This question has not yet been answered.
Dec 19th 2014
Loan modification help
by lkbrown461734

I'm working with Wells Fargo on a loan modification. After months of faxing paperwork back and forth I received a letter for a trail period to pay 3 months, Oct, Nov and Dec of 2014. I did that. Prior to making the 3 on-time payments, I was 4 months behind. After agreeing to...

2 answers
Dec 17th 2014
Can you refinance loan from husband into wifes name if she has no job. R...
by mislilwolfz377

Refinance the loan out of husbands name into wifes name only.

4 answers
Dec 17th 2014
Are we obligated to finish the process of refinancing with the first ban...
by laurieabrooks2121

I located a bank online through Zillow that stated zero closing costs or next to nothing costs. I was interested in the inexpensive closing cost aspect they advertised, but in fact found out that they are not cheap at all. The interest rate and APR are good though(if we...

5 answers
Dec 10th 2014
Does Texas law require that lenders pay interest on insurance proceeds w...
by polgue412

My home had hail damage in June 2014. My Germania Insurance was very efficient and prompt to pay the claim for damage to be repaired. I am definitely current on my mortgage payments. Because the amount exceeded $15,000, Bank of America (the lender) held the total...

2 answers
Dec 10th 2014
Does the interest rate for the 555 with 30yr fixed term on a multi-use b...
by rpitpug874

what are the best rated term mortgages for a residential/commercial building out on market today??? thank you

2 answers
Dec 10th 2014
could I get a mortgage for a rural house without central heating
by woc1195532

i'm at woc1195@embarqmail.com 2525272240

1 answers
Dec 6th 2014
How do interest rates affect the number of buyers nationally?
by bbinspections289

I read an article some time back that said for each ___% rise in rates, ____ number of first time buyers would be knocked out of the market. I can not find that article but would like to know the numbers. Do you have any idea where that info can be found? Thanks

This question has not yet been answered.
Dec 5th 2014
should i refi?
by mark.pittoni354

would like to reduce my monthly payment to stay out of annual debt hole. original loan = $235k at 4.5% starting 8/2005, currently down to $193. might be able to get 4% for 30mo. and reduce payment by almost $300/mo. people are tellilng me not to due to 'short-term gain,...

2 answers
Dec 5th 2014
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