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Is there a limited time a home owner must live in the home when they have a HARP mortgage?

By roqwest302 from CA Aug 26th 2015
Reply

The mortgage or trust deed (security instrument) that you will sign is the same for HARP as any mortgage. You agree to occupy the property for a minimum of 1 year as your primary residence.

Aug 27th 2015

First, your home loan must be paid on-time for the prior 6 months, and at least 11 of the most recent 12 months. Second, your mortgage must have a note date of no later than May 31, 2009, which means that you loan must have funded on, or before, May 31, 2009. And, third, you may not have used the program before -- only one HARP refinance per mortgage is allowed. If you are seeking a harp refi I can help if you are in a northeast state. email: jabennett2@mtb.com

Aug 27th 2015

There is no minimum time required for HARP loans. If the mortgage is HARP eligible we are able to help them refinance as a primary home or investment. Please call us at 877)404-4805

Aug 28th 2015

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