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Recent Questions

no wading period mortgage
by dotcomlifestyle23553

no wading period mortgage

2 answers
Yesterday
Bankruptcy including mortgage in 2010 - qualification possible with bigg...
by reggie_white28409903

Filed bankruptcy in 2010. Credit score is about 660 and income about $55,000. I have no outstanding debts. What are my chances with a 20% down payment? Could I get away with 15% down?

6 answers
2 days ago
Foreclosure during loan mod because of 1 month default? Pleas help
by hanover34001493

Getting a loan mod but behind on payments going on 2 months. We've completed all required paperwork etc and are just waiting at this point, but got Notice of Default from our lender just today stating we have to pay for the missing time in two weeks. We just can't afford...

3 answers
3 days ago
LTV needed to refi?
by curdmank89759865

I am hoping to do an FHA cashout and am at 87%

5 answers
3 days ago
Will DTI calcs go down with a coborrower?
by lorenallman8743783
6 answers
4 days ago
is it easier for fam coming from canada to get a foreign national loan o...
by edcrouston4989516

i'm sure i'd qualify but i don't know how easy/difficult the transfer process is and for which programs. my brother (in canada) would undoubtedly qualify too but wants to know what would get him a better rate and i have no idea

5 answers
4 days ago
do multi-unit properties need 80/20 mortgages?
by 2luvmozart98890540

are there available mortgages for 10% down, and do you have a way to estimate the rates with a 720 credit score

3 answers
5 days ago
What's the minimum income needed for fha?
by oggielewis784329560

Don't have enough to put 20% down for conventional. Also, is property tax and PMI tax deductible to your knowledge?

5 answers
5 days ago
FHA Loan Mortgage Insurance Premium
by rramos3714

I heard now regardless how much down payment you put down on a FHA loan you will have to pay MIP. Is this true? If It is how can you remove the MIP? And when did rule take effect?

3 answers
6 days ago
where should I turn to for this type of mortgage?
by kcorbanne00199461

I own a duplex, live in one units and the other is being rented. I'd like to buy a single family, move into that and rent out the whole duplex. What program would be good for this kind of transition?

6 answers
6 days ago
my husband passed away can we transfer the mortgage?
by celia.downey983724382

it was never in my name but i am capable of taking it on. or does it go to our children automatically? let me know if this will require a lawyer

3 answers
6 days ago
It seems to me as the mortgage rates have a downward trend. AM I correct?
by frederichpuna823

Is this a good week to lock our rate for a home purchase in MN?

8 answers
6 days ago
Credit score
by N84677926

My fiance and I are wanting to build a home. I went threw a divorce and am getting my credit fixed but it is still in the mid 500. My fiance credit is mid 700, but just shy or barley 2 years of credit. Is a construction loan possible. We paid cash for 2 acres in white lake, mi and...

6 answers
9 days ago
do mortgage rates show any trend for summer
by rforlatta9847847

do they generally go up, down, or neither

8 answers
9 days ago
I am looking for today's interest rates and whether it should it go up o...
by tracywhite786

Please guide me with what we can expect next week for lock.

3 answers
9 days ago
How long should a refi closing take?
by gloriastefano.78001800

Been at this for over a month

4 answers
9 days ago
can we combine 2 mortgages
by s1s2gunter511

We have a double wide home that we have a mortgage on. My inlaws let us place it on their family land that they have a mortgage on and they have a single wide with a loft that was already built on when they bought it. We put our own well and septic system...my inlaws have lost...

2 answers
10 days ago
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