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Recent Questions

Can I be removed from the CAIVRS list if I was a part of the settlement ...
by mjewell509

I am being denied a new FHA loan because I am on the list, but I was forced to foreclose on my home by Wells Fargo Bank after attempting for a long time to acquire modification. As a result I lost my home in 2011 and then was awarded payment through this settlement due to the...

1 answers
16 hours ago
I have been denied a modification under HAMP because of a broken plan ov...
by rpmcda032818

I have been fighting with my mortgage servicing company for seven years now. I am willing to pay and modify the loan however they keep giving me an inside approval for a modification at a price I can't afford. I was approved over a year ago for HAMP with an affordable...

This question has not yet been answered.
Yesterday
We got the final approval thank you guys for the support and thank you B...
by coryamill388
This question has not yet been answered.
2 days ago
purchasing a house when 1 hasn't sold
by kimd326740

hello I currently own my home that I would like to sell I found a home that is perfect and I love but im not sure what happens if I don't sell my first home I own it outright and the difference between the price of the home I wish to purchase and the home I own would be less than...

5 answers
2 days ago
Can these two 5/1 ARMs be said to have same adjustment terms when curren...
by asirohi367
This question has not yet been answered.
3 days ago
I was on caivers and paid my student loan in full and am now removed fro...
by coryamill388

I notified my mortgage officer I had student loan debt and he told me it was not a problem, weeks later they call and tell me im on caivers list and I must pay it to proceed with my loan. I manned up and paid off my student loan and was removed from caivers list, will I still...

2 answers
3 days ago
5/1 ARM taken in 2008, reset twice to current rate 2.875. How much extra...
by asirohi367

Details of current and possible new 5/1 ARM are below.Can these two 5/1 ARMs be said to have same adjustment terms when current loan adjusts every year while new ARM loan would be fixed for 5 years?How much extra mortgage interest could we be paying if we get the new 5/1...

2 answers
4 days ago
What are the PMI rates?
by seven350671

Credit score 750+ My max budget is $350K. Down Payment is $52,500 (15%). Loan amount $297,500. That's 85% ltv.I'm finding PMI online its .32% or .5%. Which is it? What's the actual dollar amount? I know FHA rules have changed with MI. Have any rules changed for conventional...

4 answers
5 days ago
Credit score 750+
by seven350671
4 answers
5 days ago
if i buy a HUD home cash on the spot, but am told that i have to make it...
by m.bonness717

i will be retiring in 31/2years and am looking to buy retirement home but want to rent it out until i retire, but i am told i can't rent it out....if i buy the property outright cash in hand wouldn't it be mine and no one can say what i can do with it???/

3 answers
5 days ago
What are the PMI rates?
by seven350671

My max budget is $350K. Down Payment is $52,500 (15%). Loan amount $297,500. That's 85% ltv.I'm finding PMI online its .32% or .5%. Which is it? What's the actual dollar amount? I know FHA rules have changed with MI. Have any rules changed for conventional PMI?

2 answers
5 days ago
Piggyback mortgage. I have 15% downpayment. Looking to finance the other 5%
by seven350671

Credit score is above 750. I'm debt free and ready to buy. I'm just curious about the rates on a second mortgage on a house that is $350K. I have the $52,500 downpayment and want to finance the $17,500 on a second mortgage. Any ideas on what the rates are for the second? Will...

5 answers
6 days ago
what should we do when we already have a house paid off but purchased an...
by sarahjeancharles810

we purchased a new home put a big down payment 18,000 now we not able to pay a big mortgage note im talking 1170 and it will increase more in five years. we have an older home we have already paid off what should we do cause we are loosing money and getting nowhere

5 answers
6 days ago
Mortgage Application New Construction
by tatjana.gibson596574

I just recently went under contract for a house that has yet to be constructed. The time frame the builders gave me for completion of the home was March-May 2015. I was given a 30 day deadline to show proof of mortgage loan approval to the builders. To date, I have...

3 answers
7 days ago
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